In India, popular apps like Google Pay and Paytm have now enabled support for NFC payments, but what exactly are NFC payments? How do you add your card to GPay and start making tap-and-go payments? Do not worry; we will explain and understand them in more detail below.
How Does Tap to Pay Work?
Before we look at how to add your card to GPay/Paytm, let us first understand how this tap-and-go payment system works. Many modern smartphones are equipped with NFC support, enabling the contactless payment system. The NFC chip in cell phones works similarly to the chips found on many contactless cards that support contactless payment. In other words, you need to tap the back of your cell phone to the PoS device/payment terminal, and the transaction will be made. However, the payment will not be successful if the chips are not properly aligned with each other. But you know what the best part is? NFC payments work even without an internet connection; how useful is that?
1. How to Add a Card in GPay
GPay Tap to Pay Supported Cards
At the time of writing this article, below are the cards that support the Google Pay “Tap to Pay” feature.
Axis Visa and Mastercard State Bank of India Visa and Mastercard Kotak Visa HDFC Visa and Mastercard IndusInd Visa and Mastercard Federal Visa Debit Card and Mastercard(Debit and Credit) HSBC Credit Visa and Mastercard ICICI Visa and Mastercard Onecard Credit Visa
2. How to Add a Card to Paytm
Paytm Tap to Pay Supported Cards
At the time of writing, below are the cards that support Paytm’s “Tap to Pay” feature.
Axis VISA Cards HDFC Visa and MasterCard ICICI Visa and MasterCard Kotak Debit Visa Card State Bank of India Credit Visa and MasterCard (Debit cards not supported) Yes, Bank Debit Mastercard
3. How to Set the Default NFC Payment Method on an Android Device
4. How to Use Tap to Pay?
Now that we have added our debit/credit card to our favorite tap-to-pay app let us look at how to use NFC payments in India.
Tap to Pay Using Google Pay and Paytm With Ease
Using the method we have described in this article, you can easily add your bank debit/credit card to apps like GPay/Paytm and start making NFC payments in India with ease. Also, we will keep updating the article in the future as support for new cards like Rupay is added. Let us know in the comments below if you found this article helpful and have successfully added your debit/credit card to make NFC payments.
